Owner-operator load profit calculator
Check the full math before taking a load
Think through rate, loaded miles, deadhead, fuel, maintenance, insurance, time, tolls, and risk before deciding whether a load is worthwhile.
Built by a CDL driver. Not affiliated with recruiters, carriers, or job boards.
Quick answer
What drivers should know
Rate per mile can look strong until deadhead, waiting time, fuel, tolls, and the return market are included. Profit depends on the complete trip, not only loaded miles.
Real-world example
Loaded rate versus total-mile rate
A $2,400 load over 800 loaded miles advertises $3.00 per mile. Add 200 deadhead miles and the trip produces $2.40 per total mile before fuel, maintenance, insurance, and time.
How to use it
Make a stronger job decision
- 1Add loaded miles, deadhead, and likely repositioning.
- 2Subtract fuel, maintenance reserve, tolls, fees, and fixed-cost allocation.
- 3Divide the remaining amount by total miles and total time.
Recruiter checklist
Questions to ask before you apply or accept
- How long is the expected loading time?
- Is detention available and collectible?
- What is the receiving appointment risk?
- Is there profitable freight near delivery?
- Who pays lumper, toll, and unloading costs?
Common questions
CDL job comparison FAQ
Should deadhead count in rate per mile?
Yes. Total-mile rate gives a more honest view because the truck incurs cost on empty miles too.
What costs should I reserve for?
Common categories include fuel, maintenance, tires, insurance, permits, tolls, fees, and equipment replacement.
Is this financial advice?
No. This page is an educational framework. Use your own operating records and professional advice for business decisions.
Compare the job, not just the pay claim
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